The National Landlords Association (NLA), which represents almost 14,000 landlords, has said that the fundamentals of UK buy-to-let remain strong.

Despite a reduction in available mortgage products, NLA Mortgages continues to offer landlords the chance to access mortgage finance and benefit from a guaranteed cashback sum.

For first-time buyers who are still struggling to make it onto the property ladder, their only choice is renting. And with the increased demand comes an increase in rent and, for the professional landlord, the current market is providing opportunities to expand portfolios.


NLA Mortgages, in addition to traditional buy-to-let loans, also has access to alternative lines of funding not generally available in the marketplace which means there are still financial solutions available for the professional landlord.

David Salusbury, Chairman of NLA, said: "The NLA does not subscribe to the view that the end is in sight for the buy-to-let market. On the contrary, we believe now is a good time for the professional portfolio landlord, many of whom will be benefiting from increased demand and rising rents.

"In the current economic conditions it will be important for landlords to keep in close contact with their mortgage broker. NLA Mortgage's free online dedicated sourcing and quotation system for landlords is precisely the type of tool many of our members already find helpful in order to find their next mortgage or remortgage.

"It has to be said, alongside keeping landlords up-to-date with the latest mortgage deals, the guaranteed 0.25 per cent cashback for NLA members should also go some way to helping reduce the costs of obtaining a new loan advance."

(CD/NS)